What's your real paycheck?

Gross pay isn't what lands in your account. Type in your numbers and see exactly where it goes — before you even start the job.

Gross pay

That's my pay...

Hours per week

Filing status

I work in a tipped job (server, bartender, driver, stylist, etc.)

State income tax

You'd actually take home $0

Take-home per year $0

Take-home per month $0

Federal income tax

State income tax

Social Security (6.2%)

Medicare (1.45%)

Take-home pay

Estimate only, based on 2026 federal tax brackets, the standard deduction, current FICA rates, and the federal qualified-tips deduction. Your actual withholding depends on your W-4 elections, benefits deductions, local taxes, and your specific state's rules — this tool doesn't replace a paystub or tax advice. Numbers are for planning, not filing.